Best Travel Credit Cards To Maximize Your Rewards

Today, the top travel credit cards offer a combination of generous rewards, valuable perks, and flexibility in redemption options. Here are the best travel credit cards to maximize your rewards.

Chase Sapphire Preferred® Card:

Our #1 choice is the Chase Sapphire Preferred® Card, a favorite among travelers and the card we have for its robust rewards program and flexible redemption options. Cardholders earn 2X points on dining and travel, including flights, hotels, and rental cars, and 1X point per dollar spent on all other purchases. Points can be transferred to various airline and hotel partners or redeemed for travel through the Chase Ultimate Rewards portal. New cardholders can earn a substantial sign-up bonus after meeting the minimum spending requirement. We love this card mostly for the no foreign exchange fees.

Capital One Venture Rewards Credit Card:

The Capital One Venture Rewards Credit Card should be considered as it offers straightforward rewards and flexible redemption options, making it popular among travelers who value simplicity. Cardholders earn 2X miles on every purchase, with no caps or categories to track. Miles can be redeemed for statement credits towards travel purchases, transferred to airline and hotel partners, or used to book travel through the Capital One Travel portal. Plus, new cardholders can earn a sizable welcome bonus.

American Express® Gold Card:

The American Express® Gold Card is known for its generous rewards on dining and groceries, making it an excellent choice for foodies and frequent travelers. Cardholders earn 4X Membership Rewards points at restaurants worldwide and at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X), 3X points on flights booked directly with airlines or through amextravel.com, and 1X point on other purchases. Points can be transferred to airline and hotel partners or used for travel bookings through the Amex Travel portal.

Citi Premier® Card:

The Citi Premier® Card is ideal for travelers who want to earn bonus points on a wide range of spending categories. Cardholders earn 3X points on restaurants, supermarkets, gas stations, air travel, and hotels, and 1X point on all other purchases. Points can be transferred to various airline partners or redeemed for travel through the ThankYou Travel Center. Additionally, cardholders can enjoy valuable perks like travel insurance and access to Citi Entertainment.

Bank of America® Premium Rewards® Credit Card:

The Bank of America® Premium Rewards® Credit Card offers a competitive rewards program and valuable travel benefits. Cardholders earn 2X points on travel and dining purchases and 1.5X points on all other purchases. Points can be redeemed for statement credits towards travel purchases, cash back, or gift cards. Also, cardholders receive an annual airline incidental credit, TSA PreCheck or Global Entry fee reimbursement, and travel insurance benefits.

Here are the best travel credit cards to maximize your rewards. These travel credit cards offer a range of benefits to suit different travel styles and preferences. Before choosing a card, be sure to consider factors such as annual fees, bonus categories, redemption options, and additional perks to find the one that best fits your needs.

What should you do after you get your card? Check out our list of Best Apps to Download Before You Travel.